The Canadian government offers the Home Buyers’ Plan (HBP) which allows first time home buyers to withdraw RRSP funds to use towards the purchase of a principal residence. If you are not sure if this is a sound option, let’s connect for a quick chat to run through...
Saving for a down payment to purchase a home can be a challenge. There are a few potential sources of down payment that are recognized by mortgage lenders. If you’d like to discuss options in greater detail, let’s connect for a quick chat to run through your current...
Canada Mortgage and Housing Corporation (CMHC) is a government department that acts as the national housing agency. One of their main functions is offering mortgage default insurance to Canadians applying for mortgages. There are two other mortgage insurance providers...
One of the effects of COVID-19 has been the negative impact on the economy. With many residents in the Niagara Region losing their jobs or suffering lay offs, the ability to make mortgage payments has been a primary concern. The lending community responded immediately...
Monday is always a great day to ask yourself this question. Starting off a new week with a renewed sense of optimism and determination can help you be more focused and effective throughout your workweek. For many of us, including myself, a strong motivating factor is...
From your full name, to your address, to your social security number – almost every detail about you is stored in a database somewhere. This information floats around in digital clouds and servers, always at the risk of being accessed by malicious hackers. Given...
