How Much House Can I Afford? This is perhaps one of the most asked questions by home buyers. Everyone wants to know what their maximum purchase price is and how much they can afford. The answer depends on several factors. Primarily, how much down payment you have and...
How Long Does A Mortgage Pre-Approval Last? Getting a mortgage pre-approval is one of the best things you can do as you search for your perfect home. By pulling your application together, your Mortgage Broker will review your credit and income in determining your...
How To Negotiate A Better Mortgage Rate Lenders in the competitive space have rates that are fairly set-in-stone. There are some options for borrowers looking to negotiate a better mortgage rate. You will not know until you ask the question! Can I negotiate a lower...
Refinancing your mortgage can drastically improve your current financial situation. Especially if you have significant personal debt. Here are a few points to consider before you decide when the right time is to refinance your mortgage: • What is my current interest...
The decision to break your current mortgage is a big decision. There are a couple of key questions you need to ask yourself. Specifically, what is the cost to break your mortgage and what are the savings/benefits of breaking before the end of the current contract...
The decision to switch mortgage lenders is not always straightforward. There are a couple of key questions you need to ask yourself before you make the switch. Specifically, are you switching lenders before the end of your current term or are you switching at the...
