Why use a broker based in Niagara?

Two of our most common questions include:
“why should I use a mortgage broker?” and “why should I choose a broker in Niagara?” 

So, why should you use a mortgage broker?

Mortgage brokers are independent, licensed professionals who build businesses on finding you the best rates for your mortgage. As most mortgage brokers are not directly affiliated with a big bank, they work with a variety of traditional and less conventional lenders. Chartered banks, trusts, insurance companies and private funders include some of the options a mortgage broker will help you consider until the best rates are found.

What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing. The Canadian mortgage industry is competitive, and choosing the wrong solution can cost thousands of dollars. That’s where our team of experienced, trained professionals comes in.

And – why a broker based in the Niagara Region?

The simplest answer is rates. Mortgage brokers based in the area you’re looking at purchasing a home within will be better acquainted with the regional marketplace you’re entering. Additionally, mortgage brokers will have built in expertise when approaching lenders – they’ll know what type of financing each lender prefers. Variables like a lender’s interest rates and mortgage type preference can fluctuate with economic circumstances and portfolio size. Mortgage brokers stay current with a variety of different lenders, and knows which institution is currently offering the most attractive solutions.

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly. Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.

01. Up to Date

Up to date on all mortgage rates, terms and re-payment options available on the market

02. Expertise

We only specialize in mortgages and are knowledgeable on current trends

03. Help Lower Rate

We increase competition in the mortgage supplier marketplace, which helps keep rates low

04. Savings

Mortgage brokers help save you time – and money!

05. Vested Interest

Brokers have a vested interest in satisfying your needs. Our business is built on your success and referrals.

06. Access

… to different lenders, banks, trust companies, investors and financial institutions

07. Pre-Approvals

Fast credit and loan pre-approvals with no cost or obligation

08. Match Makers

We’re specialists in finding your best-suited mortgage

09. Wholesale Rates

Get mortgage rates at wholesale, guaranteed up to 120 days

10. No Obligations

We work for you – NOT the big banks!

How can we help?


We support our customers every step of the way, helping to make sure you are taken care of always.

Chip Reverse Mortgages

The financial solution designed to help homeowners 55 years+ retire securely.

Private Mortgage

Having a tough time getting the financing due to poor credit? We can likely help you out.


Unlock some of your home equity for debt consolidation, escaping high rates or other important needs.

Mortgage Calculators

Review your options before buying your next home or investment property.

Luxury Mortgages

Looking for a luxury home in the Niagara Region or Southern Ontario? We’re equipped to help.

First Time Buyers

Ready to find your first home? Our team is assembled and ready to walk you through the mortgage process – and your front door.

New To Canada

Mortgage financing for permanent or non-permanent citizens looking to own a home in Canada.

Self Employed

Mortgage solutions for self-employed individuals who lower their taxable income via write-offs and deductions.


Financing options that help you complete your home renovation dreams while adding value to your home.

What Our Customers Are Saying.

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