We work for you.
Not the big banks.
De-Hassling Mortgages across the Niagara Region & Southern Ontario
You’ve heard the horror stories – finding the mortgage that best suits your individual needs is no easy feat. Our team of experienced brokers is here to guide you through each step of the process. No matter what mortgage product you’re looking for – purchases, refinancing, equity, debt consolidation or renewals – we’re always a call or email away so you know exactly what your options are.
Our success is yours. Let’s get started.
Why use a mortgage broker?
Find your best rate
Mortgage brokers aren’t bound to any one bank or lender. We’ll compare rates from over 50 lenders across Canada until we find the one that works best for you.
Knowledge & expertise
For the past 15 years, I’ve spent my time learning the ins and outs of the mortgage industry so you don’t have to. Let me use my expertise to save you time – and money.
rates at wholesale
Big banks typically don’t post their best rates available. Being an independent broker lets me acquire lending rates at wholesale, with guarantees of up to 120 days.
my interest's vested in you
My business is built on repeat customers and referrals like yours – which means my success relies on making sure my team finds you the best mortgage solution possible.
Meet your Niagara Mortgage Team
Stephen Dainard
Kelly Dainard
Connor Smith
You’ve heard the horror stories. Of mounds of paperwork, impossible qualifications, difficulties and delays. Of the fighting, the shopping – the haggling to find a rate that works for you.
Keep those stories for your campfire.
Finding a mortgage solution that works for you is our specialty. Our team of qualified experts have over 25 years of experience between them, and can help ensure your mortgage process is smooth from beginning to end. Stop waiting – let’s get started today.
Schedule a Call
Secure Online Application
Print & Fax Application
How can we help you?
Pre-Approvals
We support our customers every step of the way, helping to make sure you are taken care of always.
Luxury Mortgages
Looking for a luxury home in the Niagara Region or Southern Ontario? We're equipped to help.
CHIP Reverse Mortgages
First Time Buyers
Ready to find your first home? Our team is assembled and ready to walk you through the mortgage process - and your front door.
Private Mortgage
Having a tough time getting the financing due to poor credit? We can likely help you out.
New to Canada?
Mortgage financing for permanent or non-permanent citizens looking to own a home in Canada.
Refinancing
Unlock some of your home equity for debt consolidation, escaping high rates or other important needs.
Self Employed?
Mortgage solutions for self-employed individuals who lower their taxable income via write-offs and deductions.
Mortgage Calculators
Renovations
Financing options that help you complete your home renovation dreams while adding value to your home.
Hear from Happy Homeowners
“I believe you have done the best for us and we are very happy with the service you gave us You met all our expectations. We could not ask for any more. Thanks, we are happy and sure will use your service when we renew our mortgage next year.”
“We recently renewed our mortgage with Steve. Not only was he easy to deal with, but very knowledgeable on the products and was able to provide us with exactly the feature we were looking for. I would not hesitate to recommend him.”