TheMortgageGuyNiagara.com
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Hi. I’m Steve.
As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you.
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How to Save For A Down Payment
Saving for a down payment to purchase a home can be a challenge. There are a few potential sources of down payment that are recognized by mortgage lenders. If you’d like to discuss options in greater detail, let’s connect for a quick chat to run through your...
What is CMHC Insurance?
Canada Mortgage and Housing Corporation (CMHC) is a government department that acts as the national housing agency. One of their main functions is offering mortgage default insurance to Canadians applying for mortgages. There are two other mortgage insurance...
Mortgage Deferrals Pros and Cons
One of the effects of COVID-19 has been the negative impact on the economy. With many residents in the Niagara Region losing their jobs or suffering lay offs, the ability to make mortgage payments has been a primary concern. The lending community responded immediately...
What is CMHC Insurance?
Canada Mortgage and Housing Corporation (CMHC) is a government department that acts as the national housing agency. One of their main functions is offering mortgage default insurance to Canadians applying for mortgages. There are two other mortgage insurance...
Mortgage Deferrals Pros and Cons
One of the effects of COVID-19 has been the negative impact on the economy. With many residents in the Niagara Region losing their jobs or suffering lay offs, the ability to make mortgage payments has been a primary concern. The lending community responded immediately...
What are the closing costs in Ontario?
The total amount of money you will need when you purchase a home will extend beyond your down payment. In addition, you will need to save the necessary funds to cover the relevant closing costs. The total amount required can vary based on several factors. Here...
What is the Difference Between a Homeowner Equity Line of Credit versus Refinance
Though most people believe that their home is a great place to live, others see the value in owning a home. It can be a great investment. However, if you are strapped for cash, it can be a source of ready cash with a homeowner equity loan. What is a Homeowner Equity...
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What is CMHC Insurance?
Canada Mortgage and Housing Corporation (CMHC) is a government department that acts as the national housing agency. One of their main functions is offering mortgage default insurance to Canadians applying for mortgages. There are two other mortgage insurance...
Mortgage Deferrals Pros and Cons
One of the effects of COVID-19 has been the negative impact on the economy. With many residents in the Niagara Region losing their jobs or suffering lay offs, the ability to make mortgage payments has been a primary concern. The lending community responded immediately...
What are the closing costs in Ontario?
The total amount of money you will need when you purchase a home will extend beyond your down payment. In addition, you will need to save the necessary funds to cover the relevant closing costs. The total amount required can vary based on several factors. Here...
What is the Difference Between a Homeowner Equity Line of Credit versus Refinance
Though most people believe that their home is a great place to live, others see the value in owning a home. It can be a great investment. However, if you are strapped for cash, it can be a source of ready cash with a homeowner equity loan. What is a Homeowner Equity...