Hi. I’m Steve.
As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you.
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What Documents Do I Need For A Mortgage Approval?
What Documents Do I Need For A Mortgage Approval? The best way to help getting a mortgage approval is to be prepared with the required documents. Documentation is a critical component in supporting your mortgage application. Here are some industry-wide...
June Newsletter
Building Your Own Home? 5 Things to Consider Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1....
Things to Know When Getting a Mortgage
Things to Know When Getting A Mortgage Getting a mortgage can be stressful, but it does not have to be. Understanding the process and preparing in advance can make the process much smoother. Here are a few things to keep in mind. What is looked at...
Tips on Applying for a Mortgage
Tips on Applying for a Mortgage Applying for a mortgage can be a relatively straightforward event. There are a few “must-haves” when it comes to getting your deal approved. What gets looked at when applying for a mortgage? The two biggest factors being...
May Newsletter
The Benefit of Rate Holds The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who...
How To Get A Mortgage With A Low Credit Score
How To Get A Mortgage With A Low Credit Score Getting a mortgage with a low credit score can be a challenge. There are some options available, but it ultimately boils down to how much down payment you have. Minimum Credit (FICO) Score Requirements The lowest...
How much House can I afford
How Much House Can I Afford? This is perhaps one of the most asked questions by home buyers. Everyone wants to know what their maximum purchase price is and how much they can afford. The answer depends on several factors. Primarily, how much down payment you...
April Newsletter
Time for a Mortgage Check-Up! There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings. Your home loan review this year will examine the most common...
How Long Does A Mortgage Pre-Approval Last
How Long Does A Mortgage Pre-Approval Last? Getting a mortgage pre-approval is one of the best things you can do as you search for your perfect home. By pulling your application together, your Mortgage Broker will review your credit and income in determining...
June Newsletter
Building Your Own Home? 5 Things to Consider Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1....
Things to Know When Getting a Mortgage
Things to Know When Getting A Mortgage Getting a mortgage can be stressful, but it does not have to be. Understanding the process and preparing in advance can make the process much smoother. Here are a few things to keep in mind. What is looked at...
Tips on Applying for a Mortgage
Tips on Applying for a Mortgage Applying for a mortgage can be a relatively straightforward event. There are a few “must-haves” when it comes to getting your deal approved. What gets looked at when applying for a mortgage? The two biggest factors being...
May Newsletter
The Benefit of Rate Holds The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who...
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June Newsletter
Building Your Own Home? 5 Things to Consider Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1....
Things to Know When Getting a Mortgage
Things to Know When Getting A Mortgage Getting a mortgage can be stressful, but it does not have to be. Understanding the process and preparing in advance can make the process much smoother. Here are a few things to keep in mind. What is looked at...
Tips on Applying for a Mortgage
Tips on Applying for a Mortgage Applying for a mortgage can be a relatively straightforward event. There are a few “must-haves” when it comes to getting your deal approved. What gets looked at when applying for a mortgage? The two biggest factors being...