Hi. I’m Steve.
As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you.
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Make Your Workspace at Home More Productive
This year, the Fall looks slightly different. Many people continue to work from home or move to a work-at-home position. To maintain your productivity, here are a few tips for making your workspace at home more productive! Establish Boundaries One key component of...
September 2021 – e-Newsletter
Many of us equate September with back to school and back to reality! To help you reset and get back on your feet, we have some great information about approval roadblocks to avoid, finding your perfect home type and how to talk to your kids about finances! Five...
What Not To Do During The Mortgage Process
What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities. During this time there are a few key things to keep in mind and to NOT do during the mortgage application process. Once you've decided this is the...
How Much House Can I Get Approved For?
How Much House Can I Get Approved For? Income is a critical component to getting approved for a mortgage. There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...
What Documents Do I Need For A Mortgage Approval?
What Documents Do I Need For A Mortgage Approval? The best way to help getting a mortgage approval is to be prepared with the required documents. Documentation is a critical component in supporting your mortgage application. Here are some industry-wide...
Things to Know When Getting a Mortgage
Things to Know When Getting A Mortgage Getting a mortgage can be stressful, but it does not have to be. Understanding the process and preparing in advance can make the process much smoother. Here are a few things to keep in mind. What is looked at...
Tips on Applying for a Mortgage
Tips on Applying for a Mortgage Applying for a mortgage can be a relatively straightforward event. There are a few “must-haves” when it comes to getting your deal approved. What gets looked at when applying for a mortgage? The two biggest factors being...
How To Get A Mortgage With A Low Credit Score
How To Get A Mortgage With A Low Credit Score Getting a mortgage with a low credit score can be a challenge. There are some options available, but it ultimately boils down to how much down payment you have. Minimum Credit (FICO) Score Requirements The lowest...
How much House can I afford
How Much House Can I Afford? This is perhaps one of the most asked questions by home buyers. Everyone wants to know what their maximum purchase price is and how much they can afford. The answer depends on several factors. Primarily, how much down payment you...
September 2021 – e-Newsletter
Many of us equate September with back to school and back to reality! To help you reset and get back on your feet, we have some great information about approval roadblocks to avoid, finding your perfect home type and how to talk to your kids about finances! Five...
What Not To Do During The Mortgage Process
What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities. During this time there are a few key things to keep in mind and to NOT do during the mortgage application process. Once you've decided this is the...
How Much House Can I Get Approved For?
How Much House Can I Get Approved For? Income is a critical component to getting approved for a mortgage. There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...
What Documents Do I Need For A Mortgage Approval?
What Documents Do I Need For A Mortgage Approval? The best way to help getting a mortgage approval is to be prepared with the required documents. Documentation is a critical component in supporting your mortgage application. Here are some industry-wide...
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September 2021 – e-Newsletter
Many of us equate September with back to school and back to reality! To help you reset and get back on your feet, we have some great information about approval roadblocks to avoid, finding your perfect home type and how to talk to your kids about finances! Five...
What Not To Do During The Mortgage Process
What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities. During this time there are a few key things to keep in mind and to NOT do during the mortgage application process. Once you've decided this is the...
How Much House Can I Get Approved For?
How Much House Can I Get Approved For? Income is a critical component to getting approved for a mortgage. There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...