Hi. I’m Steve.
As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you.
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Five Things to Know Before Buying Your First Rental Property
Five Things to Know Before Buying Your First Rental Property Owning your first rental property can be exciting. Owning a second residence that you rent out is only the beginning; however, many people don't realize that it's possible to buy their first investment...
How to Get Approved for a Reverse Mortgage in Canada
How to Get Approved for a Reverse Mortgage in Canada If you are a Canadian homeowner over the age of 55, a reverse mortgage may be a good option for you! A reverse mortgage allows homeowners to borrow against the value of their home without selling it. This can be a...
What is a Private Mortgage?
What is a private mortgage? A private mortgage is a type of mortgage loan. The money comes from a person, business or other finance providers, making them an option for people needing extra funds for a home. The main difference between a private mortgage and a...
November 2021 e-Newsletter
As 2021 draws to an end, now is the perfect time to start setting goals and planning for what you would like to accomplish in the coming year. Whether you're looking to increase your home's property value or simply looking to revamp your space, chances are there may...
What credit score do you need to get a mortgage?
So you're a mortgage underwriter, and you have a pile of credit reports and scores to go through to find what credit score you need to get a mortgage? You might be surprised that one factor alone can determine the amount of money you can qualify for a mortgage....
Mortgage Broker versus Bank
Mortgage broker or bank? Which is the best option for your mortgage? The age-old question! While there are benefits on each side, the ultimate factors on who you should work with boil down to two things; service and the ability to access multiple options regardless...
October 2021 e-Newsletter
We have some great tips for you this month now that Fall is in full swing! As we move into October, this is a great month to touch on credit scores and all the tips to make it less spooky! Plus, why invest in a home inspection as well as seasonal home preparation...
Make Your Workspace at Home More Productive
This year, the Fall looks slightly different. Many people continue to work from home or move to a work-at-home position. To maintain your productivity, here are a few tips for making your workspace at home more productive! Establish Boundaries One key component of...
September 2021 – e-Newsletter
Many of us equate September with back to school and back to reality! To help you reset and get back on your feet, we have some great information about approval roadblocks to avoid, finding your perfect home type and how to talk to your kids about finances! Five...
How to Get Approved for a Reverse Mortgage in Canada
How to Get Approved for a Reverse Mortgage in Canada If you are a Canadian homeowner over the age of 55, a reverse mortgage may be a good option for you! A reverse mortgage allows homeowners to borrow against the value of their home without selling it. This can be a...
What is a Private Mortgage?
What is a private mortgage? A private mortgage is a type of mortgage loan. The money comes from a person, business or other finance providers, making them an option for people needing extra funds for a home. The main difference between a private mortgage and a...
November 2021 e-Newsletter
As 2021 draws to an end, now is the perfect time to start setting goals and planning for what you would like to accomplish in the coming year. Whether you're looking to increase your home's property value or simply looking to revamp your space, chances are there may...
What credit score do you need to get a mortgage?
So you're a mortgage underwriter, and you have a pile of credit reports and scores to go through to find what credit score you need to get a mortgage? You might be surprised that one factor alone can determine the amount of money you can qualify for a mortgage....
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How to Get Approved for a Reverse Mortgage in Canada
How to Get Approved for a Reverse Mortgage in Canada If you are a Canadian homeowner over the age of 55, a reverse mortgage may be a good option for you! A reverse mortgage allows homeowners to borrow against the value of their home without selling it. This can be a...
What is a Private Mortgage?
What is a private mortgage? A private mortgage is a type of mortgage loan. The money comes from a person, business or other finance providers, making them an option for people needing extra funds for a home. The main difference between a private mortgage and a...
November 2021 e-Newsletter
As 2021 draws to an end, now is the perfect time to start setting goals and planning for what you would like to accomplish in the coming year. Whether you're looking to increase your home's property value or simply looking to revamp your space, chances are there may...