TheMortgageGuyNiagara.com
We make mortgages easy. Let’s get started.
Hi. I’m Steve.
As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you.

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When is the Right Time to Refinance my Mortgage?
Refinancing your mortgage can drastically improve your current financial situation. Especially if you have significant personal debt. Here are a few points to consider before you decide when the right time is to refinance your mortgage: • What is my current...
When Is A Good Time to Break My Mortgage?
The decision to break your current mortgage is a big decision. There are a couple of key questions you need to ask yourself. Specifically, what is the cost to break your mortgage and what are the savings/benefits of breaking before the end of the current...
How to switch Mortgage Lenders
The decision to switch mortgage lenders is not always straightforward. There are a couple of key questions you need to ask yourself before you make the switch. Specifically, are you switching lenders before the end of your current term or are you switching at...
When Is A Good Time to Break My Mortgage?
The decision to break your current mortgage is a big decision. There are a couple of key questions you need to ask yourself. Specifically, what is the cost to break your mortgage and what are the savings/benefits of breaking before the end of the current...
How to switch Mortgage Lenders
The decision to switch mortgage lenders is not always straightforward. There are a couple of key questions you need to ask yourself before you make the switch. Specifically, are you switching lenders before the end of your current term or are you switching at...
First Time Home Buyer RRSP Program
The Canadian government offers the Home Buyers’ Plan (HBP) which allows first time home buyers to withdraw RRSP funds to use towards the purchase of a principal residence. If you are not sure if this is a sound option, let’s connect for a quick chat to run...
How to Save For A Down Payment
Saving for a down payment to purchase a home can be a challenge. There are a few potential sources of down payment that are recognized by mortgage lenders. If you’d like to discuss options in greater detail, let’s connect for a quick chat to run through your...
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When Is A Good Time to Break My Mortgage?
The decision to break your current mortgage is a big decision. There are a couple of key questions you need to ask yourself. Specifically, what is the cost to break your mortgage and what are the savings/benefits of breaking before the end of the current...
How to switch Mortgage Lenders
The decision to switch mortgage lenders is not always straightforward. There are a couple of key questions you need to ask yourself before you make the switch. Specifically, are you switching lenders before the end of your current term or are you switching at...
First Time Home Buyer RRSP Program
The Canadian government offers the Home Buyers’ Plan (HBP) which allows first time home buyers to withdraw RRSP funds to use towards the purchase of a principal residence. If you are not sure if this is a sound option, let’s connect for a quick chat to run...
How to Save For A Down Payment
Saving for a down payment to purchase a home can be a challenge. There are a few potential sources of down payment that are recognized by mortgage lenders. If you’d like to discuss options in greater detail, let’s connect for a quick chat to run through your...