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Hi. I’m Steve.

As an experienced mortgage broker based in the Niagara Region, my specialty is helping find a mortgage that’s perfect for you. While big banks tend to provide one size fits all solutions, I’ve built relationships across Canada with over 50 different lenders. That lets me pass on incredible savings to you. 

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Make Your Workspace at Home More Productive

Make Your Workspace at Home More Productive

This year, the Fall looks slightly different. Many people continue to work from home or move to a work-at-home position. To maintain your productivity, here are a few tips for making your workspace at home more productive! Establish Boundaries One key component of...

What Not To Do During The Mortgage Process

What Not To Do During The Mortgage Process

What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities.  During this time there are a few key things to keep in mind and to NOT do during the mortgage application process.  Once you've decided this is the...

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?  Income is a critical component to getting approved for a mortgage.  There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...

Things to Know When Getting a Mortgage

Things to Know When Getting a Mortgage

Things to Know When Getting A Mortgage   Getting a mortgage can be stressful, but it does not have to be.  Understanding the process and preparing in advance can make the process much smoother.  Here are a few things to keep in mind.    What is looked at...

Tips on Applying for a Mortgage

Tips on Applying for a Mortgage

Tips on Applying for a Mortgage Applying for a mortgage can be a relatively straightforward event.  There are a few “must-haves” when it comes to getting your deal approved. What gets looked at when applying for a mortgage? The two biggest factors being...

How To Get A Mortgage With A Low Credit Score

How To Get A Mortgage With A Low Credit Score

How To Get A Mortgage With A Low Credit Score Getting a mortgage with a low credit score can be a challenge. There are some options available, but it ultimately boils down to how much down payment you have. Minimum Credit (FICO) Score Requirements The lowest...

How much House can I afford

How much House can I afford

How Much House Can I Afford? This is perhaps one of the most asked questions by home buyers. Everyone wants to know what their maximum purchase price is and how much they can afford. The answer depends on several factors. Primarily, how much down payment you...

What Not To Do During The Mortgage Process

What Not To Do During The Mortgage Process

What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities.  During this time there are a few key things to keep in mind and to NOT do during the mortgage application process.  Once you've decided this is the...

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?  Income is a critical component to getting approved for a mortgage.  There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...

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What Not To Do During The Mortgage Process

What Not To Do During The Mortgage Process

What NOT To Do During The Mortgage Process Buying or refinancing a home can be an exciting time full of opportunities.  During this time there are a few key things to keep in mind and to NOT do during the mortgage application process.  Once you've decided this is the...

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?

How Much House Can I Get Approved For?  Income is a critical component to getting approved for a mortgage.  There are various income approaches around applicant’s who are self-employed, so it is best to consult with a Mortgage Broker before putting in an offer. ...