Most First Time Homebuyers take out a mortgage to help finance buying a home. As a result, many homeowners are faced with a monthly mortgage payment during the time they are raising their children or sending them off to college. What if a way existed to pay off your...
If you are self-employed in Niagara, St. Catharines and the surrounding region, you are an important part of the 15% that currently make up Canada’s labour force. While the advantages of self-employment are that you have independence, control and freedom from...
When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option. It can be an enticing idea to know that you’ll be free of a mortgage in half the time and pay a lot less interest in the...
For most First Time Homebuyers, obtaining a mortgage is a crucial part of the purchasing process. However, being approved for a mortgage is often easier said than done. It can be disheartening to find that, after spending hours of your life submitting documents and...
Simple, right? That used to be the easiest question to answer. Today, however, the answer is ‘it depends’. After years of new mortgage rules, my best 5-year rate is now dependent on so many variables. For instance, whether you are looking to purchase...
If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good Private mortgages. It’s easy to do so, particularly if you follow the tips presented here. Paying Your Bills on Time Even a single late payment...